Private Client – Insurance Offerings

Private Client Insurance Offerings

At Lacher, we provide bespoke insurance solutions crafted to protect the portfolios of high-net-worth individuals,
ensuring that your luxury assets, unique lifestyles, and personal liabilities are comprehensively covered.

// Property/Home Insurance

Primary Homes

Tailored coverage for your residences, ensuring all aspects of your principal dwelling are protected.

Secondary Homes

Specialized insurance for vacation or secondary properties, including tailored protection for unique risks.

Seasonal Homes

Ensure your seasonal retreats are secure with policies designed for intermittent use and specific seasonal risks.


Comprehensive coverage for rental properties, including loss of income and liability protection.

// Automobile Insurance

Luxury Vehicles

Bespoke policies designed for high-value automobiles, offering unparalleled protection and service.

Classic Cars

Tailored coverage that understands the value and unique needs of classic and vintage car enthusiasts.

Antique Autos

Specialized insurance for vehicles that represent a significant investment in automotive history.

// Lifestyle Protection

Identity Theft

Robust identity fraud coverage to protect and restore your personal information.

Kidnap and Ransom

Discrete and comprehensive protection to mitigate risks associated with travel and high-profile living.

Travel Insurance

Customized travel policies providing global coverage and emergency services to ensure peace of mind wherever you are.

Pet Insurance

Specialized coverage for pets, including health care and liability, tailored to the needs of high-value animals.

// Collections Insurance

Jewelry & Furs

Specialized coverage for valuable personal collections including fine jewelry and fur garments.


Dedicated policies for collectors, ensuring your investment in firearms is protected against all risks.

Musical Instruments

Tailor-made coverage for valuable instruments, whether you're a collector or a performing artist.


Bespoke solutions for fine art collections, providing coverage for theft, damage, and transit.


Customized insurance for diverse collections including coins, baseball cards, and couture.

// Watercraft Insurance

Boats & Personal Watercraft

Specific policies for all types of watercraft, from jet skis to sailboats.


Coverage options for luxury yachts, including crew coverage and chartering risks.

// Excess Liability Insurance

Up to $25 Million Coverage

Extensive liability coverage to protect your lifestyle and assets against any large-scale claims.

Public Figures

Specialized liability considerations for individuals in the public eye, including privacy breach damages.

Directors and Officers

Coverage for personal liability when serving as a director or officer of organizations.

// Get In Touch

Contact Amy to Discuss Your Insurance Needs
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