A captive lets an employer stop renting coverage and start owning the risk they can actually control, keeping the underwriting profit and investment income that a fully-insured carrier would otherwise pocket.

A fast-growing, multi-location field-services company had outgrown a transactional insurance relationship. Its prior broker wasn't engaged in claims, an absence that was quietly inflating payouts…

A family-owned trades business was ready to pass ownership to its next generation, but agreement on the idea had never become agreement on the plan.

In this case study we see the transition from a big three PBM to an independent PBM produce immediate and dramatic improvement to financial spend on prescription drugs.

One of the biggest gaps in building a high-performance health plan is member engagement. You can put all of the right “things” in place, but if members don’t use them the plan won’t perform.

High quality, direct-fee-based primary care is the foundation of a high performing health plan. Primary care providers direct 80 cents of every healthcare dollar spent.

Confidence doesn’t always arrive with a bold entrance. Sometimes, it builds quietly, step by step, as we show up for ourselves day after day.