Flood Insurance with Lacher
Click the button below to fill out a request form, and one of our Advisors will be in touch with you shortly.














































Amy took the time to understand my needs and provided tailored options that fit my budget perfectly. She was incredibly knowledgeable, answering all my questions with clarity and patience. I never felt rushed; instead, I felt supported throughout the entire process.
Her attention to detail and commitment to ensuring I found the right coverage made a significant difference. I left feeling confident and satisfied with my decision, thanks to her guidance.
I highly recommend Amy to anyone looking for car insurance. Her incredible service is a rare find, and I am grateful for her help!
Best,
McKenzie Tebeck

































Would definitely Recommend .



I was overwhelmed.

















I’m so satisfied.







Great communication and Amy did a great job. Very refreshing to have good service.



































Lacher delivers every time. Thank you!


Once the policy was in place, he continued to be very responsive with any additional questions or paperwork.
On top of that, he saved us money and locked our rate.
Seth was a pleasure to work with and was respectful of my time in this whole process! Thank you Seth and team at Lacher!



















Thank you for your help!








We look forward to working with Erie / Lacher
Sandi & Ralph Terry



























Both our home and auto rates went sky high with another agency. Katelynne was able to give us a much lower rate and was able to adjust our new policy to our needs. I would definitely recommend Katelynne from Lacher.








I text Molly and she answered all my questions without making me feel inadequate
I probably eventually could have figured it out for myself but was in a hurry to take care of the problem
I thank her for her patience and kindness
























Recently we needed to make some changes in our coverage. I called around to various companies and sometimes I couldn’t even get through. When I did, the recommendations from the other companies were not personalized nor did they even address all of our concerns.
Amy Kelley at Lacher took the time to understand our needs, answered our questions, and came up with a wholistic solution at a reasonable price. She was very responsive and knowledgeable.
I would recommend Lacher and Amy Kelley for your insurance needs!




Matt Godshall is awesome!! Matt explained all the options available to let me make an informed decision. I can’t thank him enough~ !!









Your responsiveness and willingness to answer all of my questions in a timely and thorough manner made me feel like a valued customer. It’s rare to find an insurance agent who truly cares about their clients the way that you do, and I feel fortunate to have found you.
Your expertise and professionalism are a true testament to the quality of service that your insurance company provides. I can confidently say that I will be a lifelong customer thanks to your exceptional service.
Thank you again for everything that you’ve done for me. Your hard work and dedication have not gone unnoticed, and I look forward to continuing our relationship for many years to come.


Allison and Vinnie were caring and compassionate. They both spent a lot of time answering my questions, working through scenarios and helping me make the most informed decision. I have been a Lacher client for more than a decade but never knew just how amazing the staff were!! This business is all about customer satisfaction. Choose Lacher for that genuine connection.





05.15.24 Update
Lacher helpfulness and quick responses continued with Katelynn helping me with multiple insurance inquiries. 5-Star experience continues thanks to her and the rest of the Lacher team!
This go around (4/3/22) Katelyn took charge and helped us Re-up our coverage due to another drivers irresponsibility causing us to purchase another vehicle. Katelyn situated our “new” vehicle and we are now Whole!
Very highly recommend Lacher!
Kudos to you, Amy is very professional and responsive. I emailed about a personal matter and Amy personally called me to congratulate me. Amy is more then just a Client Executive. It feels good to always have pleasant, polite and friendly interaction with you. Amy you rock. Please make sure Amy Kelly receives all her flowers while she is on this earth.
Thank you so much Ms. Kelly for your great help
We appreciate it.







They’re also super responsive and easy to reach which is fantastic.



I would give them 10 stars!










For the first time in a long time when an agent said signing documents would be easy, he was right. Please never forget people who were not born with a computer in their lap.
Is Flood Insurance Right for You?
A flood insurance policy is affordable and offers invaluable peace of mind.
But it’s important not to wait until right before a heavy rainstorm to purchase flood insurance.
In general, a policy does not take effect until 10-30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you want to purchase coverage, it’s already too late. You will not be insured if you buy a policy a few days before a flood. However, if you are purchasing or refinancing a home, and your mortgage company requires a flood insurance policy, you would be covered immediately once you pay your premium.
Why Flood Insurance?
According to FEMA (Federal Emergency Management Agency), flooding is the nation’s most common natural disaster.
Thirty percent (30%) of flood claims are filed by people living in moderate-to-low risk areas, and 90% of all weather-related disasters involve flooding.
A standard homeowner’s insurance policy does not cover damages from flooding. A separate flood policy is needed to cover losses to your property caused by flooding, including:
- Structural damage
- Furnace, water heater and air conditioner
- Flood debris clean up
- Floor surfaces (carpeting and tile)
You can also purchase a flood insurance policy to cover the contents of your home, such as furniture, collectibles, clothing, jewelry and artwork.