Flood Insurance with Lacher
Click the button below to fill out a request form, and one of our Advisors will be in touch with you shortly.
Katie DiNardo
16:23 11 Jan 23
What a great experience! Sometimes getting insurance policies that meet your expectations/individual needs AND at a… good price can be like pulling teeth. This process was a breeze! Sondi was extremely helpful and super nice. She kindly explained different aspects of the policy that I did not fully understand and made this process as easy as possible. Highly recommend!read more
Bradley Alderfer
17:54 03 Nov 22
We hadn’t reviewed our homeowners and auto insurance for many years, so I checked in with Lacher insurance to get a… competitive quote to see if we could lower our premiums with similar levels of insurance coverage. Sondi reviewed our present policies and compared options, and with Erie insurance we saved $789.00 annually with the same or better coverages. Couldn’t be more happy and glad we took the time to take a fresh look at our insurance. It was easy and saved us big time!read more
Tara Lieberher
14:50 31 Aug 22
Jennifer was so helpful in reviewing our home policy along with adding a classic car to our policy. She was always… available when we needed her and so easy to communicate with. I would highly recommend her servicesread more
Jeff Stainback
20:35 23 Aug 22
Katelynne has been extremely helpful. In particular she was helpful in figuring out auto insurance for our adult… daughter moving out on her own as well as keeping up with all the driver and car changes in our large family. She is very quick to respond and provides excellent service!read more
Michael Salerno
20:24 19 Aug 22
Amy was extremely helpful and she was able to get me fantastic pricing for great policies across three different… Insurance products within 24 hours. She was easy to get a hold of when I had questions, and took her time answering my questions regarding various policy options. There is something to be said to have an insurance agent you can reach out to directly… Something I have not had over the last few years with Geico etc.read more
Christopher Richards
22:41 10 Aug 22
Getting insured was fast, easy, and affordable. My rep, Amy, was super helpful and answered all of my questions. I’d… give the experience a 10 out of 10!!!read more
Damaris Gottshall
16:11 19 Jul 22
They are always wonderful to talk to over the phone or email. Very personable and willing to find the best coverage for… you and explain every detail. Very affordable.read more
Daniel Kamins
00:14 11 Jul 22
My experience with Lacher has been fantastic. Seth is a pleasure to work with – he is incredibly knowledgeable and took… time to really understand our needs. He also researched a number of policies for us and came back with options, ultimately saving us hundreds of dollars a year. The home buying experience can be overwhelming and scary, but one aspect that was much easier than anticipated was getting insurance sorted. Thanks Seth and the Lacher team – we are lucky to partner with you and could not recommend you all more highly!read more
Jeremy Powis
16:18 08 Jul 22
All representatives at Lacher are extremely knowledgeable and willing to help. They are quick to respond and truly… make you feel like a valued customer!read more
Jalecia Reichart
18:59 07 Jul 22
We have been using Lacher for several years now and our experiences have been great! We especially have enjoyed working… with Matt, he is attentive, timely and very personable making all of our insurance needs such an easy transition! I would highly recommend Matt and Lacher!read more
Jen Arthur
12:41 15 Jun 22
Jen Witter was extremely helpful with getting me affordable insurance! I have been with a plethora of other insurance… companies but never completely satisfied and now I have great coverage! She was patient and even followed up with me to make sure everything was taken care of correctly! If you are looking for a policy that fits your needs Jen can help find your match! I 100% recommend and will be sending my family to her for their policies as well! Thank you for all your help!read more
Theresa Miller
19:25 02 Jun 22
My husband and I have been using Lacher Insurance for more than 25 years and for good reason. They are the best of the… best. Specifically, Amy Kelley is top-notch! Amy is always there when I need her. She goes above and beyond to assist me whenever I have questions or needs related to our car or homeowner insurance policies. I truly cannot say enough about how stellar of a group this agency is and I cannot recommend them enough.read more
John Touhill
12:47 06 May 22
Responsive. Convenient options to reach an associate (text message!). Worked with Amy Kelley, she was super helpful… and knowledgeable! Happy customerread more
Rich German
14:25 03 May 22
Back in 2019, we shifted Insurance from a long-term Insurance Co to another as we added a new driver to our existing… policy which jacked our rates. We worked with Alex, he did a great job getting us situated. At that point we thought we were good, however over time, there was a series of random increases to our policy with increases of up to $1700 for the 6 months we’ve been with. I contacted a Sarah and she looked into the increase and I was told the increase was due to my 16 year old being set as a licensed driver,, when she was still under permit. Sarah recommended I contact the insurance company to have my daughters status updated. So I called and the rep checked our policy and made note of my wife and I both having an accident on the same day, which was wrong, so after some discussion and disclosure, our policy was updated, we received a credit but our rates didn’t change. So, we called in to Alex, Lachers rep who set us up and after some digging, Alex found a load of discrepancies with our records as were set by the new insurance company, and after some serious diligence, Alexgot a better rate through this insurance company, fixed “their” problems ( yep problems with an emphasis on multiple) and got us the proper credits and a rate saving ya $170+ a month under our original quote! Solid Effort Alex,Thanks!!This go around (4/3/22) Katelyn took charge and helped us Re-up our coverage due to another drivers irresponsibility causing us to purchase another vehicle. Katelyn situated our “new” vehicle and we are now Whole!read more
Jake MacPherson
21:41 25 Mar 22
I submitted a form online for insurance, and was connected with Matt at Lacher. He gave me a call and was extremely… quick to answer my questions and get me his recommended coverage that was exceptionally better than what I had prior, for less than what I was paying before. I have nothing bad I can say at all about my experience. Thank you Matt!read more
Max Lomas
12:22 01 Mar 22
Amy Kelley is the best in game. Best quote and response I’ve ever seen in the insurance game. I would put 10 stars..
Shaniya Stanback
23:25 21 Feb 22
Hey, just wanted to give a huge recommendation for Matt. After searching day and night looking for a cheap auto… coverage, Matt was able to save me over 400 dollars a month over what other coverages were going to potentially charge me. He was very vocal about the on-going steps of what needed to happen and any delays. And, made sure to answer all my questions. I’m very pleased with his service. If you are looking for insurance coverage, please go check them out.read more
Marc Meoli
16:47 15 Feb 22
Lacher Insurance has been excellent in assisting and providing me with my homeowners insurance. I contacted them very… late in the process of purchasing my first home and they quickly jumped into action for me. Matt Godshall, my agent has been awesome answering the phone on weekends and in the evenings. Their prices are very competitive and fair compared to the market, and they’ve been great in bundling my auto and home including flood insurance. I highly recommend using Lacher Insurance.read more
Jeannie
18:25 24 Jan 22
I’m a long-time and very happy customer of Lacher. I’ve always received prompt, courteous service and no other company… has ever been able to beat the auto insurance premium I have.Very highly recommend Lacher!read more
Dre Dawson
15:30 02 Dec 21
Mrs. Amy Kelly,Kudos to you, Amy is very professional and responsive. I emailed about a personal matter and Amy… personally called me to congratulate me. Amy is more then just a Client Executive. It feels good to always have pleasant, polite and friendly interaction with you. Amy you rock. Please make sure Amy Kelly receives all her flowers while she is on this earth.read more
Brandon “LazyTrashcan” Croom
20:51 22 Nov 21
Erie is a great insurance company. Lacher is a great agency. They answer the phone when you call, they are friendly,… kind and above all, they are knowledgeable and helpful.read more
Ramy Barsoum
17:15 25 Oct 21
Ms. Amy Kelly is very helpful, professional and quick person. she gave us the best Quote rate for our cars and home and… beats the rates of all other insurance companiesThank you so much Ms. Kelly for your great helpWe appreciate it.read more
Chris Guro
18:12 03 Sep 21
If I could give this insurance agency 10 stars I would. They are incredibly patient and kind, are forever helpful and… available, and the premiums are reasonable. We have had some weather-related scares and they have been 100% there for us. Highly recommended.read more
Mijin Chung Kang
14:46 30 Aug 21
I decided to go with Lacher based on the recommendation of my brother in law and I have been very happy. I compared… their coverage with another broker and felt that what they had to offer was more comprehensive in coverage and they were also able to package my home and auto insurance together (saving me money). Matt Godshall has been helpful, informative and responsive to all my questions and made the transition from my former insurance to my new insurance seamless and easy. Very happy with the service.read more
Michael Helfrich
19:41 25 Aug 21
I have been with Lacher for years for home and auto insurance. They provide great service, quick and accurate answers… to questions and needs and first class insurance policies. If you’re looking to protect your families investments reach out to Lacher you wont be disappointed.read more
Tara Dolce
17:32 10 Aug 21
Matthew Godshall took a look at my current holdings and made recommendations on new policies for my auto and home… insurance. He asked detailed questions and presented policies tailored to my needs. He explained the details and was patient with all of my questions. He able to offer better coverage than a competitor at a lower price. I would recommend Matthew and the Lacher team and will continue to use them for personal and business insurance as our needs evolve.read more
Cassandra Iannetta
14:32 03 Aug 21
I have been with Lacher for many years and I couldn’t be happier with the service I receive. Matt is excellent with… making sure I am getting exactly what I need and is always quick to respond to any questions or concerns I have. Highly recommend this office and team for any insurance needs you may have!read more
Hai Pham
16:08 29 Jul 21
We have been with Lacher/Erie for more than 20 years. All the staff from Lacher are wonderful and Amy Kelly is the… best. All the claims were paid out quick and what we expected. Lacher staff always helped us out very fast and always try to give us good advice to save money. Only thing is negative that they do not provide insurance in Californiaread more
Ms. Custer
15:09 07 Jul 21
I absolutely love working with Allison! She is so helpful, organized and thorough. Cannot recommend her enough!
Nicole Floro
16:40 06 Jul 21
While searching for homeowners insurance for my first home, Matt Godshall at Lacher was recommended to me. I reached… out to three different companies for quotes and he was the first and quickest to respond. He also set up a 15 minute call with me to go over the quote in detail. I found this very helpful and ultimately chose to work with Lacher because of his promptness and professionalism.read more
Bill & Meghan Keith
22:27 26 May 21
Matt G. was amazing to work with! He was very professional, knowledgeable and responded quickly to all communication. … He took the time to explain the different policies to us and made sure we understood everything. He wasn’t pushy at all. We would gladly use Matt again!read more
Shelley Obilam
22:31 30 Apr 21
What a relief to be able to speak with an Erie agent and get precise answers. Janice Rieker was courteous, informative,… and helpful. Prompt service with kindness are very hard to find. My premium was good too.read more
Sara Flamer
20:33 28 Apr 21
Sarah was awesome to work with. Friendly, patient and super helpful. She was able to quickly and easily set my son (a… new driver) up with his own policy at an affordable price.read more
Jamie Cataldi
21:12 16 Apr 21
Agent Amy Kelly at Lacher was extremely knowledgeable and helpful in the process of switching insurance agencies! Her… response time was excellent as well. We are saving several hundred dollars per year, for the same/ more coverage. Highly recommend!read more
Chet Manly
20:30 15 Apr 21
Amy K. from Lacher is always wonderful to work with! The whole team is very helpful and responsive, and with a great… value. I only wish that there was a sixth star that I could give them.read more
Fellowship Massage Therapy
15:54 15 Apr 21
Matt was excellent to work with. He was able to get us a much lower rate than any other company, and he was very quick… to respond. I highly recommend him!read more
Natallia Bukouskaya
21:34 19 Mar 21
I am very grateful to Amy Kelley for her professional approach. I really enjoyed working with her, everything is… simple, fast and clear. I really appreciate her help.read more
Angelica Koffel
14:06 25 Feb 21
We had a great experience with Lacher. Sarah was super helpful and friendly! Great prices and rates as well. Thank you!
Eric Young
23:42 11 Feb 21
Amy Kelly was very helpful and answered all of my questions without hesitation. The best part is that she took my… $1,170 annual car insurance payment down to $606!!! What a savings!read more
Colin Cunningham
17:35 11 Feb 21
We have used Lacher for years and we are so very pleased with what we get from them! They are always there for us and… continue to grow with our business! Chad has built an awesome team around him and I cannot compliment the expertise we get from them especially Janice! Thank you!!read more
Susan Neill
22:16 28 Jan 21
Everyone at Lacher is so helpful and responds quickly! A special thank you to Allison for helping me at the very end… of the day yesterday by confirming that my car insurance and homeowners had been paid on time despite receiving the bills in the mail weeks after they were due. She even sent me statements with the confirmed payments to keep for our records!read more
sharon roache
23:00 19 Jan 21
I recently renewed my policy with Lacher, always working with Amy Kelly, who is consistently kind, professional,… knowledgeable and responsive. I upgraded my policy, received personal attention AND all at a great price. Win win! Thank you Amy!read more
Cheryl Wagner
15:12 19 Jan 21
Matt has been very professional,friendly,knowledgeable and very responsive to our needs. He was able to find us better… coverage at a much lower price. Our experience has been exceptional. We would definitely recommend using him and Lacher for your insurance needs.read more
Jake Thomas
18:30 15 Jan 21
I spoke with Sarah and she was kind, patient, informative, and very helpful during the process! She made things easy to… understand and was able to point me in the right direction. Very satisfied!read more
Alexandra Colon, RN
00:44 07 Jan 21
Matt Godshall with Lacher Insurance has been so incredibly patient and helpful. Lacher has made an auto and home… insurance policy offer that I cannot refuse! I am saving almost $800/year without having to reduce any of my coverage!!! I highly recommend to anyone who is looking for auto and home insurance and to anyone who wants to save money!!! Thank you Matt and Lacher!!!read more
Star Bocasan
19:10 10 Dec 20
Amy was great to work with! As a first-time purchaser of multi-family residential property, I wasn’t sure what to look… for. Amy was great in providing a lot of information and guidance and also provided the best prices.read more
Kathy Warner
14:30 09 Dec 20
We have dealt with Erie Insurance for over 20+ years and have been extremely satisfied! We have been with the Lacher &… Assoc group for about 14 of those years and their rates, service, responsiveness & professionalism compare to no one else! I am happy to refer friends and family to them because I know they will be taken very good care of. Highly recommend Lacher & Associates/Erie Insurance!read more
Laura Guest
14:26 05 Nov 20
This group is incredibly professional and very receptive to the needs of the individual. The ease of doing business… with them is of the highest value to me and I highly recommend them to anyone looking for individual insurance. They are also amazing with group insurance as well!read more
Meara hayden
12:32 07 Oct 20
Amy Kelley is super helpful! She helps me get what I need, and doesn’t oversell me on what I don’t, even when I have no… idea what I’m doing!They’re also super responsive and easy to reach which is fantastic.read more
Jason Klaskin
03:58 10 Sep 20
Amy Kelley and her team do a great job. They are professional and responsive. I’ve referred many people to her over… the years and she has always done a great job for them!read more
Emily Pappas
15:23 09 Sep 20
Highly recommend! Super efficient and easy to work with! I could not be happier with their services!
Bryan Stern
01:16 02 Sep 20
The people at Lacher are wonderful to work with. Very personable and responsive. They are very helpful in walking… through coverage options and have always made policy changes very painless. Full disclosure, I have not yet had any claims, but the customer service is excellent. It is nice to have real people to contact and not dread waiting on hold or wading through layers of phone-in customer service menus. Would recommend.read more
Jordan Baskerville
13:47 01 Sep 20
Amy was absolutely great and I was really stressing on this matter and she helped out the fullest way possible. Great… and Thorough!read more
John Schwind
21:06 31 Aug 20
Sarah at lacher was amazing. Lacher was easy to work with and the rates were super competitive – they even saved me… money on my rental and 2 cars (vs Geico) She explained everything perfectly – and I am new to doing this myself. She made me comfortable with the process and was very fast with responses. They are the best!!I would give them 10 stars!read more
Kelly E
11:26 16 Aug 20
I am so late in posting this! Great response time! Needed house insurance because State Farm was not on top of their… game & chose to change the terms of the policy after being with them 25+ years. The Lacher rep, my sincerest apologies for not remembering her name worked past her normal work hours on a Friday and found my boyfriend a policy that had a great price while also covering his rental property immediately. Thank you for the great customer service and the peace of mind.read more
Joan Liaschenko
18:08 27 Jul 20
I just moved back to Pennsylvania after a number of years and was looking for new car insurance as I was not… particularly happy with my previous carrier. A friend referred me to Erie Insurance at Lacher and Associates in Souderton. I called and was immediately connected to Ms. Amy Kelly who was impressive in her responsiveness. She was very helpful and emailed me quotes in a short period of time. The price was excellent – the service impeccable. I highly recommend Lacher and, in particular, Ms. Kelly.read more
Tia H.
19:30 16 Jul 20
Lacher is the only place I trust when it comes to my auto, home and other life policies. Amy is very friendly,… knowledgeable and so easy to work with! She took so much stress away when we purchased our new home. She worked directly with our lender to ensure the process was smooth for us. She made great recommendations and explained everything. Go to Lacher!!read more
Ed Harris
18:55 16 Jul 20
I’ve been working with the same people at Lacher for 15 years. Don, Greg and Amy are friendly and easy to work with.… They are incredibly knowledgeable and always willing to help. This is a terrific place to package your insurance!read more
Scott&Ashley Class
13:16 15 Jul 20
We love using Lacher for all our insurance needs! Molly recently got us set up with life policies and she was… fantastic! Made the entire process so much easier than other places do.read more
Patricia Jenca
20:23 01 Jul 20
Outstanding, prompt , educated and courteous staff. Rates are outstanding. Just purchased 3 policies, saved enormous… amount of money. Process is incredibly simple Amy Kelley you are THE BEST!!! Thanks so much for everything.read more
Kyle Frank
19:43 04 Jun 20
Janice was amazing to work with. Super friendly and very professional. The Lacher team has always impressed! Great… people and great service!read more
Dan Rosenfeld
15:41 29 May 20
I was in search for a quote on my Car, Home and Umbrella insurance policies as my current agent was not very responsive… in looking for the best deal for me. My first interaction with Lacher was with Amy G. She was very helpful and informative when I told her what I was looking for. She quickly got back to me with a quote with identical coverage saving me over $600 annually across all 3 of my policies. After working with Amy, my second interaction was with Molly H. She setup my policy directly with the provider and she was very helpful and responsive with any questions I had. Overall, I would highly recommend Lacher, specifically Amy G. and Molly H., for any insurance needs you may have in the future. Thank you both!!read more
Bethany Bigenho
21:55 19 May 20
Great experience with Lacher! Have always had a very quick response time.We especially love working with Greg… Zimmerman. He is extremely knowledgeable and very friendly. Always takes the time to explain and go over any questions that we have. Highly recommended for all of your insurance needs! 😁read more
Russell Skrzypczak
19:16 14 May 20
Lacher is an amazing company full of awesome insurance consultants. Every single person there is a rock star and is… always willing to help while maintaining a good attitude even though.. lets be honest its insurance. If you need help with insurance whether its personal or commercial give Lacher a call. Special shout out to Chris, Alex, Molly, Allison, Karen, Sarah, Matt and Amy. They are all fantastic. None of them will disappoint.read more
Donna Balascak
16:59 01 May 20
Wonderful experience. Agent even gave me information that I might use to deal with another insurance issue. Very… helpful.For the first time in a long time when an agent said signing documents would be easy, he was right. Please never forget people who were not born with a computer in their lap.read more
Is Flood Insurance Right for You?
A flood insurance policy is affordable and offers invaluable peace of mind.
But it’s important not to wait until right before a heavy rainstorm to purchase flood insurance.
In general, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you want to purchase coverage, it’s already too late. You will not be insured if you buy a policy a few days before a flood.
Why Flood Insurance?
According to FEMA (Federal Emergency Management Agency), flooding is the nation’s most common natural disaster.
Thirty percent (30%) of flood claims are filed by people living in moderate-to-low risk areas, and 90% of all weather-related disasters involve flooding.
A standard homeowner’s insurance policy does not cover damages from flooding. A separate flood policy is needed to cover losses to your property caused by flooding, including:
- Structural damage
- Furnace, water heater and air conditioner
- Flood debris clean up
- Floor surfaces (carpeting and tile)
You can also purchase a flood insurance policy to cover the contents of your home, such as furniture, collectibles, clothing, jewelry and artwork.
