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Flood & Water Backup Insurance
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Angelica Koffel
14:06 25 Feb 21
We had a great experience with Lacher. Sarah was super helpful and friendly! Great prices and rates as well. Thank you!
Colin Cunningham
17:35 11 Feb 21
We have used Lacher for years and we are so very pleased with what we get from them! They are always there for us and… continue to grow with our business! Chad has built an awesome team around him and I cannot compliment the expertise we get from them especially Janice! Thank you!!read more
sharon roache
23:00 19 Jan 21
I recently renewed my policy with Lacher, always working with Amy Kelly, who is consistently kind, professional,… knowledgeable and responsive. I upgraded my policy, received personal attention AND all at a great price. Win win! Thank you Amy!read more
Cheryl Wagner
15:12 19 Jan 21
Matt has been very professional,friendly,knowledgeable and very responsive to our needs. He was able to find us better… coverage at a much lower price. Our experience has been exceptional. We would definitely recommend using him and Lacher for your insurance needs.read more
Jake Thomas
18:30 15 Jan 21
I spoke with Sarah and she was kind, patient, informative, and very helpful during the process! She made things easy to… understand and was able to point me in the right direction. Very satisfied!read more
Alexandra Colon, RN
00:44 07 Jan 21
Matt Godshall with Lacher Insurance has been so incredibly patient and helpful. Lacher has made an auto and home… insurance policy offer that I cannot refuse! I am saving almost $800/year without having to reduce any of my coverage!!! I highly recommend to anyone who is looking for auto and home insurance and to anyone who wants to save money!!! Thank you Matt and Lacher!!!read more
Star Bocasan
19:10 10 Dec 20
Amy was great to work with! As a first-time purchaser of multi-family residential property, I wasnât sure what to look… for. Amy was great in providing a lot of information and guidance and also provided the best prices.read more
Kathy Warner
14:30 09 Dec 20
We have dealt with Erie Insurance for over 20+ years and have been extremely satisfied! We have been with the Lacher &… Assoc group for about 14 of those years and their rates, service, responsiveness & professionalism compare to no one else! I am happy to refer friends and family to them because I know they will be taken very good care of. Highly recommend Lacher & Associates/Erie Insurance!read more
Laura Guest
14:26 05 Nov 20
This group is incredibly professional and very receptive to the needs of the individual. The ease of doing business… with them is of the highest value to me and I highly recommend them to anyone looking for individual insurance. They are also amazing with group insurance as well!read more
Meara hayden
12:32 07 Oct 20
Amy Kelley is super helpful! She helps me get what I need, and doesn’t oversell me on what I don’t, even when I have no… idea what I’m doing!They’re also super responsive and easy to reach which is fantastic.read more
Jason Klaskin
03:58 10 Sep 20
Amy Kelley and her team do a great job. They are professional and responsive. Iâve referred many people to her over… the years and she has always done a great job for them!read more
Emily Pappas
15:23 09 Sep 20
Highly recommend! Super efficient and easy to work with! I could not be happier with their services!
Bryan Stern
01:16 02 Sep 20
The people at Lacher are wonderful to work with. Very personable and responsive. They are very helpful in walking… through coverage options and have always made policy changes very painless. Full disclosure, I have not yet had any claims, but the customer service is excellent. It is nice to have real people to contact and not dread waiting on hold or wading through layers of phone-in customer service menus. Would recommend.read more
Jordan Baskerville
13:47 01 Sep 20
Amy was absolutely great and I was really stressing on this matter and she helped out the fullest way possible. Great… and Thorough!read more
John Schwind
21:06 31 Aug 20
Sarah at lacher was amazing. Lacher was easy to work with and the rates were super competitive – they even saved me… money on my rental and 2 cars (vs Geico) She explained everything perfectly – and I am new to doing this myself. She made me comfortable with the process and was very fast with responses. They are the best!!I would give them 10 stars!read more
Kelly E
11:26 16 Aug 20
I am so late in posting this! Great response time! Needed house insurance because State Farm was not on top of their… game & chose to change the terms of the policy after being with them 25+ years. The Lacher rep, my sincerest apologies for not remembering her name worked past her normal work hours on a Friday and found my boyfriend a policy that had a great price while also covering his rental property immediately. Thank you for the great customer service and the peace of mind.read more
Joan Liaschenko
18:08 27 Jul 20
I just moved back to Pennsylvania after a number of years and was looking for new car insurance as I was not… particularly happy with my previous carrier. A friend referred me to Erie Insurance at Lacher and Associates in Souderton. I called and was immediately connected to Ms. Amy Kelly who was impressive in her responsiveness. She was very helpful and emailed me quotes in a short period of time. The price was excellent – the service impeccable. I highly recommend Lacher and, in particular, Ms. Kelly.read more
Tia H.
19:30 16 Jul 20
Lacher is the only place I trust when it comes to my auto, home and other life policies. Amy is very friendly,… knowledgeable and so easy to work with! She took so much stress away when we purchased our new home. She worked directly with our lender to ensure the process was smooth for us. She made great recommendations and explained everything. Go to Lacher!!read more
Ed Harris
18:55 16 Jul 20
I’ve been working with the same people at Lacher for 15 years. Don, Greg and Amy are friendly and easy to work with.… They are incredibly knowledgeable and always willing to help. This is a terrific place to package your insurance!read more
Scott&Ashley Class
13:16 15 Jul 20
We love using Lacher for all our insurance needs! Molly recently got us set up with life policies and she was… fantastic! Made the entire process so much easier than other places do.read more
Patricia Jenca
20:23 01 Jul 20
Outstanding, prompt , educated and courteous staff. Rates are outstanding. Just purchased 3 policies, saved enormous… amount of money. Process is incredibly simple Amy Kelley you are THE BEST!!! Thanks so much for everything.read more
Kyle Frank
19:43 04 Jun 20
Janice was amazing to work with. Super friendly and very professional. The Lacher team has always impressed! Great… people and great service!read more
Dan Rosenfeld
15:41 29 May 20
I was in search for a quote on my Car, Home and Umbrella insurance policies as my current agent was not very responsive… in looking for the best deal for me. My first interaction with Lacher was with Amy G. She was very helpful and informative when I told her what I was looking for. She quickly got back to me with a quote with identical coverage saving me over $600 annually across all 3 of my policies. After working with Amy, my second interaction was with Molly H. She setup my policy directly with the provider and she was very helpful and responsive with any questions I had. Overall, I would highly recommend Lacher, specifically Amy G. and Molly H., for any insurance needs you may have in the future. Thank you both!!read more
Bethany Bigenho
21:55 19 May 20
Great experience with Lacher! Have always had a very quick response time.We especially love working with Greg… Zimmerman. He is extremely knowledgeable and very friendly. Always takes the time to explain and go over any questions that we have. Highly recommended for all of your insurance needs! đread more
Russell Skrzypczak
19:16 14 May 20
Lacher is an amazing company full of awesome insurance consultants. Every single person there is a rock star and is… always willing to help while maintaining a good attitude even though.. lets be honest its insurance. If you need help with insurance whether its personal or commercial give Lacher a call. Special shout out to Chris, Alex, Molly, Allison, Karen, Sarah, Matt and Amy. They are all fantastic. None of them will disappoint.read more
Donna Balascak
16:59 01 May 20
Wonderful experience. Agent even gave me information that I might use to deal with another insurance issue. Very… helpful.For the first time in a long time when an agent said signing documents would be easy, he was right. Please never forget people who were not born with a computer in their lap.read more
Why Flood Insurance?
According to FEMA (Federal Emergency Management Agency), flooding is the nationâs most common natural disaster.
Thirty percent (30%) of flood claims are filed by people living in moderate-to-low risk areas, and 90% of all weather-related disasters involve flooding.Â
A standard homeownerâs insurance policy does not cover damages from flooding. A separate flood policy is needed to cover losses to your property caused by flooding, including:
- Structural damageÂ
- Furnace, water heater and air conditionerÂ
- Flood debris clean upÂ
- Floor surfaces (carpeting and tile)Â
You can also purchase a flood insurance policy to cover the contents of your home, such as furniture, collectibles, clothing, jewelry and artwork.Â
Why Water Backup Coverage?
In addition to flood insurance, you may wish to add a Water Backup rider to your homeowners insurance policy. This type of insurance can protect you from common losses like the backup of water or water borne materials through a sewer or through a drain. Learn more about this coverage here.
Is Flood Insurance Right for You?
A flood insurance policy is affordable and offers invaluable peace of mind.
But it’s important not to wait until right before a heavy rainstorm to purchase flood insurance.
In general, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you want to purchase coverage, itâs already too late. You will not be insured if you buy a policy a few days before a flood.
Contact Us to Get a Proposal
Let’s talk. Call us at 215-723-4378 or click one of the buttons below to contact us.
