Does life insurance seem too complicated to understand? Learn about the basics of life insurance, such as why people purchase it or the various coverages available.

Although you can technically charge a higher insurance premium for unhealthy individuals (smokers, obese employees), these rate differentials can only be offered as a reward within a wellness program and the trouble is, no one knows the long-term impact of this approach.

Jennifer Benz from Benz Communications shares how to be purposeful, personal, simple, frequent and timely with your next open enrollment campaign.

There are great benefits to having documentation of your belongings, especially after a fire or similar disaster. However, documenting those items can be a long drawn out process. Here are some ways to make the process easier for you and your family.